Equity and financing impact home buyout during divorce | Heckenbach Suazo LLP

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Home Equity Lines of Credit. When the mortgage that will be delivered to Fannie Mae also has a home equity line of credit (HELOC) that provides for a monthly payment of principal and interest or interest only, the payment on the HELOC must be considered as part of the borrower’s recurring monthly debt obligations.

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 · There are many cases in which it might be a good idea to refinance your auto loan. Perhaps you need a lower monthly payment to offset a tight budget, or you need to save the total amount the car financing will ultimately cost.

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